Welcome!
At Health Benefits of Michigan, you get personalized service that is based on your needs & your budget, because taking care of yourself and your family is the most important thing there is in this life.
Open enrollment starts October 15th for Medicare and November 1st for Marketplace
What We Offer
We pride ourselves in providing tailored services and quotes that align with your budget, your doctors, and current prescription needs. It is important for us to ensure you can continue seeing the doctors who matter most to you and maintain access to the medications you rely on.
At our agency, we go beyond offering assistance with Medicare, life insurance, and health insurance – we offer personalized support for all your insurance needs and much more.
As a trusted partner, we are contracted with a wide range of insurance companies, allowing us to serve clients throughout Michigan, Idaho, and Florida. Whether you prefer the convenience of self-service enrollment or would like personalized assistance, we’re here to accommodate your preferences.
To discover more about the plans available to you, please don’t hesitate to reach out to us via phone or email. We look forward to helping you make an informed decision about your insurance coverage.
Annual Enrollment & Open Enrollment Information
If you need a plan for an individual or a family, and you’re confident in your ability to choose your own plan for Open Enrollment, go ahead and click the link that says “Explore Individual & Family Plans” below. If you have questions or need assistance, please contact me directly by email or phone.
Annual enrollment period for Medicare eligible: October 15- December 7th
Open enrollment period for Marketplace eligible: November 1 – January 15th
For Blue Cross, Blue Care Network, Aetna, UHC, AARP, Priority Health, Molina, call for up to date pricing and enrollment.
586-484-8946
Dental
Ameritas. No waiting periods.
United Concordia & Ameritas. Rich benefits. No waiting periods.
Delta Dental. With & without waiting periods.
For Cigna, Blue Cross and more call for up to date pricing.
Medicare
For available Medicare plans, BCBS, BCN, HAP, WELLCARE, AARP-UHC, AETNA, just to name a few. Please contact me for pricing and availability.
MEDICARE MADE EASY WITH SHARON BLOEDEL
BASICS
-PART A (HOSPITALIZATION) Inpatient for hospital, skilled nursing facility,
hospice, home health care FREE
-PART B (EVERYTHING ELSE OUTSIDE OF THE HOSPITAL) Doctors, Outpatient
services, lab, physical therapy, MRI, CT, Ultrasound, Etc. $164.90/Month*
-PART D (PERSCRIPTION ONLY) $premium/or included in medicare advantage
TWO WAYS TO CHOOSE YOUR SECONDARY INSURANCE
-MEDIGAP (SUPPLEMENT) $$ premium/month Medical only
-Does not include RX, Dental, Vision, Hearing buy as stand alone plans
-Sold through private insurance companies, not guaranteed into these
plans unless your new to medicare part B and other special enrollment
reasons
-MEDICARE ADVANTAGE $ very low cost per month
-Does include RX, Dental, Vision, Hearing and other additional benefits
-Like Silver Sneakers, OTC allowances, meals after hospital stays
-Government run policies, guaranteed enrollment
ENROLLING IN MEDICARE
DEFERRING MEDICARE
EARLY RETIREMENT BEFORE MEDICARE AGE
I PROVIDE SOLUTIONS
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Travel Health Insurance
Traveling can sometimes require additional insurance. Get more information and contact me for personalized help.
GeoBlue Travel
Life Insurance
Whether you’re 1 or in your 60s, life insurance is important and necessary to protect you and your loved ones. Tomorrow isn’t promised, but we can promise our loved ones that they’re protected in the event of unforeseen events. Call for more information.